Lake Toxaway Luxury Homes

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138 Indian Trace Lake Toxaway NC 28747

Lake Toxaway, NC138 Indian Trace

Price$9,500,000

Est. Mortgage: $/month

MLS Number 1002989

  • Residential
  • Bedrooms 4
  • Bathroom 7
  • Acreage 1.12

One of Lake Toxaway and Western North Carolina's most magnificent legacy homes, this masterfully crafted 4BR, 5.5BA estate is situated on two prime lakefront point lots with 326 feet of lake frontage on fabled Lake Toxaway. Situated very close to the Lake Toxaway Country Club, Greystone Inn, Marina, and all amenities Lake Toxaway offers, this Old World Estate offers the finest appointments including extensive stone work, large, spacious rooms, three wood burning masonry fireplaces, chef's kitchen, expansive master suite with en-suite paneled library, gracious guest suites upstairs, bonus room with full bath over a two car garage, generator, golf cart garage, extensive outdoor entertaining spaces including a covered dining porch, firepit, large stationary dock, two stall boat house, and one of the most spectacular lake and mountain views in the mountains of North Carolina. This home is a rare opportunity and a must see.

Listed by Amanda Jennings Gravley of Fisher Realty Sapphire/Toxaway

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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Tbd Cold Mountain Road Lake Toxaway NC 28747

Lake Toxaway, NCTbd Cold Mountain Road

Price$9,000,000

Est. Mortgage: $/month

MLS Number 1003251

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 3.32

An extraordinary and uniquely distinct opportunity to own three exceptional properties within the prestigious Lake Toxaway Estates. Together, these offerings totaling 3.32 acres total create an unparalleled legacy estate with expansive lakefront, multiple homesites, and outstanding amenities in one of Western North Carolina's most coveted mountain communities. The centerpiece, 1957 Cold Mountain Road, is a remarkable waterfront residence designed for both grand entertaining and relaxed mountain living. The home features 4 bedrooms and 5 & 1/2 baths; highlighted by a dramatic great room with a massive stone fireplace, soaring beamed cathedral ceilings, and an impressive wall of windows that captures breathtaking lake views. A chef's kitchen is equipped with Viking ovens and range, dual dishwashers, and a large center island ideal for gathering. The lower-level family room offers a one-of-a-kind pizza oven, creating the perfect setting for casual entertaining. Additional features include a sauna, elevator, whole-home generator, circular drive, expansive landscaping, and generous covered porches designed to embrace the natural beauty of the surroundings. The property also includes two boathouses with docks and a paved cart path leading directly from the home to one of the boathouses. Ideally positioned across the lake from the Marina, Country Club, and Golf Course, the setting combines privacy with exceptional convenience. Also included is 1923 Cold Mountain Road, consisting of 2 1/2; lots totaling 1.278 acres with the flexibility to subdivide. This exceptional lakefront parcel features a paved drive, boathouse, and docks, offering tremendous potential for an additional residence, guest retreat, or future investment opportunity. Completing the offering is Lot 50N, a 1.37-acre parcel located across Cold Mountain Road from the other properties. Easily developable or marketable as a separate homesite, this parcel adds even greater flexibility and long-term value to this rare multi-property offering. This is a truly extraordinary chance to create a private family compound, investment portfolio, or legacy estate in the heart of Lake Toxaway.

Listed by Kenneth McCall of Lake Toxaway Company

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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1747 Cold Mountain Road Lake Toxaway NC 28747

MLS Number 1000598

  • Residential
  • Bedrooms 6
  • Bathroom 8
  • Acreage 1.22

A unique custom lakefront Lodge built on nearly flat lot. Designed by Al Platt, with almost 200 feet of shoreline. "The Lodge" has a very private gated entrance and features a huge backyard with an easy pathway to the lake, large dock and boathouse. It is located across the wide part of the lake from The Greystone Inn. Owners have maintained mature landscaping to keep the yard private from the lake. This extraordinary estate home feels like a classic gentleman's Lodge. The gated driveway entrance leads to a side entry garage and circular driveway that goes through a double porte-cochere at the main entrance. Brand NEW Roof 2025. The wide covered entry features Tennessee Orchard stone. A formal paneled foyer welcomes you to the voluminous great room with floor to ceiling stone fireplace and coffered ceilings. From here you can access the kitchen, dining room or step outside to the roofed patio. There are 6 spacious suites; 3 of which are on the main level. The primary suite is separate from the central living area and is very peaceful. It has a tray ceiling, a large dressing room, and stunning picture windows in the front and lake side of the sitting area. There is a private office off the great room overlooking the lake. This property is perfect for a large family or a corporate retreat. There are decks on 2 levels for entertaining and cooking out. There is a large roofed area by the outdoor stone fireplace which opens into the spacious formal dining room that seats 10 comfortably. The open deck is perfect for sunning and offers additional seating for parties. The lower level has an inviting family room with stone fireplace and pool table. It also has a wall of sliding glass doors and walk-out to patio and yard on the lakeside. There is a also kitchenette and full bath. Off the circular drive is a secondary entrance with mud room. A large butler's pantry and desk area are a few steps away from the kitchen and breakfast room. With views into the dining room, great room and front entry, the kitchen is central to the living areas of this home. The upper level has 3 roomy suites and an office and loft/library. Being offered furnished with some exclusions. Some amenities are only available through Club Membership. Twilight photo AI Edited

Listed by Kathryn Balistreri of Balistreri Realty

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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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341 Mills Creek Point Lake Toxaway NC 28747

Lake Toxaway, NC341 Mills Creek Point

Price$6,950,000

Est. Mortgage: $/month

MLS Number 1001137

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 2.03

Perched high above Lake Toxaway, this exquisite new-construction residence offers one of the most captivating views in Western North Carolina, blending refined mountain living with every modern amenity. The thoughtfully designed four-bedroom home features a private elevator to all three levels, a gourmet chef's kitchen with adjoining prep kitchen and pass-through bar, and expansive decks for entertaining or quiet reflection. The spa-inspired owner's suite boasts heated floors, dual vanities, soaking tub, dual showers, and a private balcony with sweeping vistas. A home office, custom wine room, and smart-home integration add to the ease of daily living, while outdoor spaces invite connection-whether by the fireplace, in the hot tub, or around the gas fire pit. With a 3-car garage, EV charger, and customizable bonus room, every detail has been considered. Set within Lake Toxaway Estates, home to North Carolina's largest private lake, the property also qualifies for membership (based on availability and application) at the prestigious Lake Toxaway Country Club, where world-class amenities and social opportunities await. Just beyond your doorstep lies Panthertown Valley, the largest and highest plateau east of the Mississippi, with endless miles of scenic trails for hiking and exploration. Within the community itself, residents enjoy access to private trails, serene landscapes, and the unparalleled sense of escape that defines Lake Toxaway. This is a rare opportunity to own a brand-new home in one of the region's most coveted communities-where natural beauty, recreation, and luxury come together in perfect harmony.

Listed by John Heinitsh of Lake Toxaway Company

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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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64 Bee Tree Way Lake Toxaway NC 28747

Lake Toxaway, NC64 Bee Tree Way

Price$6,750,000

Est. Mortgage: $/month

MLS Number 1003196

  • Residential
  • Bedrooms 4
  • Bathroom 7
  • Acreage 0.62

Experience lakeside luxury in this magnificently updated 5-bedroom, 3-story home on stunning Lake Toxaway. This hidden gem, nestled peacefully off of Skiers Cove, is a light-filled retreat boasting soaring ceilings, vibrant, artfully designed interiors, and expansive living spaces perfect for entertaining or a summer with the entire family. A state-of-the-art media room offers an immersive experience, while the colorful, thoughtfully curated rooms provide warmth and personality throughout. Nano doors in the living room open fully to connect indoor and outdoor living. Enjoy an outdoor kitchen for effortless entertaining, a sunken hot tub just off the master bedroom's private porch, and an old world-style wine cellar for your finest vintages. Step outside to your private boathouse and dock-ideal for endless days on the water. This is mountain-lake living at its most extraordinary.

Listed by Fulmer Freeman of Lake Toxaway Company

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%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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905 Cold Mountain Road Lake Toxaway NC 28747

Lake Toxaway, NC905 Cold Mountain Road

Price$6,500,000

Est. Mortgage: $/month

MLS Number 1003105

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 2.89

Welcome to an extraordinary lakefront estate on Lake Toxaway, Western North Carolina's largest private lake, offering an unmatched blend of luxury, privacy, and future potential. Spanning 2.89 acres across two addresses, 905 Cold Mountain Road and 92 Mallard Point, this rare property features two beautifully appointed homes, three additional buildable lots, multiple boat slips, and a full set of architectural plans by nationally recognized architect Dawn K. Sherry. Her vision takes full advantage of the sweeping lake and mountain views, creating an inspiring opportunity for a true legacy home. The waterfront main home offers four bedrooms and four bathrooms, along with expansive lake-facing decks perfect for entertaining and a private boathouse. Just steps away, the fully renovated guest home provides a charming retreat with three bedrooms and two and a half baths. It features hardwood floors throughout, a spacious sunroom with panoramic lake views, a large covered porch, and an attached carport. Whether used as a guest residence, rental, or temporary living space while building, it delivers comfort and elegance with unobstructed views of the lake and surrounding Blue Ridge Mountains. Set in a quiet, secluded cove on Lake Toxaway, the estate also includes a large cleared lawn, a basketball court, and multiple boat slips along a stone seawall. With three additional buildable lots included, the property offers exceptional flexibility for expansion, investment, or creating a multi-generational compound. Buyers are drawn to Lake Toxaway for its peaceful waters, rich legacy, and exclusive atmosphere. The lake spans 640 acres with 14 miles of shoreline and is reserved exclusively for property owners. The area's prestige is further elevated by the nearby Lake Toxaway Country Club, which offers golf, tennis, fine dining, and more by invitation only. Whether you are seeking a turnkey lakefront lifestyle, the foundation for a custom build, or a one-of-a-kind family retreat, this exceptional estate on Lake Toxaway delivers the best of mountain and waterfront living in one of the Southeast's most coveted lake communities in the Blue Ridge Mountains.

Listed by Mitzi Rauers and Judith Michaud of Berkshire Hathaway HomeServices Meadows Mountain Realty

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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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95 Cardinal Trace Lake Toxaway NC 28747

Lake Toxaway, NC95 Cardinal Trace

Price$5,499,000

Est. Mortgage: $/month

Open House

MLS Number 1003183

  • Residential
  • Next Open House: Sat 05/16 11:00 am. to 2:00 pm.
  • Bedrooms 3
  • Bathroom 6
  • Acreage 1.82

Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club and Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower-level Kitchen with outdoor access, and additional 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65-acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility undisturbed by noise or wakes from the main lake. Home can be purchased complete with all new designer furnishings! Adjacent 2.5 acre building site complete with 4 Bed Rm approved septic and lake access also available. Membership to the Lake Toxaway Country Club available through application.

Listed by Jeff Ramm and Mike Batchelder of Coldwell Banker Advantage

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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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250 Meadow Ridge Drive Lake Toxaway NC 28747

Lake Toxaway, NC250 Meadow Ridge Drive

Price$4,950,000

Est. Mortgage: $/month

MLS Number 1002999

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 3.02

Within Lake Toxaway Estates, this three-level residence is a study in position, perspective, and permanence. Commanding panoramic views across Lake Toxaway and extending into layered long-range mountains, the home captures what so few properties can deliver. A true alignment of water, horizon, and privacy. This is the Highlands-Cashiers Plateau at its most compelling. The main level is designed with intention. Expansive living spaces unfold around a grand stone fireplace, creating a sense of scale while maintaining warmth and intimacy. A formal dining room sets the stage for elevated entertaining, while the kitchen is both functional and refined, opening seamlessly to a covered outdoor living area with its own stone fireplace. This is where mornings begin and evenings linger. A dedicated office on this level provides flexibility without compromise. An elevator connects all three levels, reinforcing the ease of living throughout the home. The upper level is anchored by a private primary suite positioned to fully engage the view. Both the bedroom and the bathroom are oriented toward the landscape, creating a retreat that is both calming and commanding. Three additional guest suites, each with an ensuite bathroom, offer comfort and separation for family and guests. A second office with custom-built ins provides a quiet, purposeful workspace for extended stays or full-time living. The lower level shifts to a more relaxed cadence. A spacious family room, fitness area, and additional bath create an environment designed for gathering, unwinding, and hosting without constraint. Direct access to the outdoor living areas ensures a seamless connection to the surrounding setting. Expansive stone terraces extend the living experience outdoors, offering multiple vantage points to take in the lake, the mountains, and the ever-changing light across the Plateau. From quiet mornings to sunset evenings, the setting is both composed and unforgettable. Located moments from the community clubhouse and enhanced by a new roof in 2025, the property reflects thoughtful stewardship and enduring value. This is not simply a home. It is a position within one of the Plateau's most established and sought-after communities, where view, design, and location converge with precision.

Listed by Jochen Lucke of Silver Creek Real Estate Group,Inc.

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$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3164 W Club Boulevard Lake Toxaway NC 28747

Lake Toxaway, NC3164 W Club Boulevard

Price$4,950,000

Est. Mortgage: $/month

MLS Number 1003228

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.46

Fully reimagined lakefront on Lake Toxaway. The sellers purchased this 1978 home in 2018 and completed a full architectural redesign and remodel in 2023, rebuilding it for how you actually live on the water. The result is 4,340 square feet of finished living space on 0.462 lakefront acres, with 3 bedrooms, 2 baths, and several bonus rooms that flex as guest quarters, office, or media space. A wall of windows in the living room frames the lake. Two stone fireplaces with new chimney flues anchor the home, a Vermont Castings woodstove on the main floor and a gas fireplace below. The kitchen is fully new with new appliances and fixtures. Every level features new flooring, all-new Andersen double-pane windows and doors, spray-foam insulation, extensive new plumbing, and a fully rewired electrical system with an automatic transfer switch for a generator on an HOA-approved site. Outside, 815 square feet of elevated decks and 290 square feet of covered porches extend the living space toward the water. New stone retaining walls, a rock walkway, and fresh landscaping lead to the restored boathouse with upper sitting area and a new dock. A new 350-square-foot garage adds an automatic door and EV charging outlet. New roof with 8" SIPs, new wood siding, new paved driveway with new stone wall, new septic and pump tank, 3-zone HVAC, and propane gas complete the rebuild. Lake Toxaway Country Club access available, opening eligibility for golf, tennis, dining, and the lake club. A rare lakefront rebuild on Lake Toxaway. Move in, launch the boat, and settle in.

Listed by Donald Collins of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

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$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1957 Cold Mountain Road Lake Toxaway NC 28747

MLS Number 1003249

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 0.68

Set along the pristine shores of Lake Toxaway, this exceptional custom home offers a rare blend of luxury, comfort, and breathtaking natural beauty. Featuring 4 spacious bedrooms with 5 full baths and 1 half bath. The residence is thoughtfully designed to capture stunning lake views from nearly every angle. At the heart of the home, a grand great room showcases a striking stone wood-burning fireplace, soaring beamed cathedral ceilings, and a dramatic wall of windows that frame panoramic views of the water. The chef's kitchen is equally impressive, equipped with a Viking oven and range, multiple dishwashers, a generous island, and even a built-in pizza oven-perfect for entertaining family and guests. Designed for both relaxation and convenience, the home includes a private sauna, elevator access, and a whole-home generator for peace of mind. Outside, a circular drive provides easy access, while expansive lakeside porches invite you to unwind and take in the serene surroundings. The property's extensive docking and boathouse, connected by a paved cart path from the home, make enjoying lake life effortless. Ideally located across lake from the Club, golf course, and marina, this residence offers the ultimate Lake Toxaway lifestyle-where refined living meets the tranquility of the mountains.

Listed by Kenneth McCall of Lake Toxaway Company

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$
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$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1544 Panthertown Road Lake Toxaway NC 28747

Lake Toxaway, NC1544 Panthertown Road

Price$4,500,000

Est. Mortgage: $/month

MLS Number 1002068

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 5.04

This nicely furnished custom home in the Meadow Ridge section of Lake Toxaway Estates sits on a double lot totaling over 5 acres and is turn key, waiting on you. Watch gorgeous sun rises to the east while also overlooking incredible mountain and lake views. With special attention to design, this one of a kind home features reclaimed wood floors with radiant heat, stacked stone fireplaces and accent walls, main level living and so much more. The exquisite design elements including arched beams and doors, make this home both cozy and inviting. The primary suite boasts a stone fireplace and large walk in closet. Each bedroom has an en-suite bath. Enjoy the views from nearly every room in the house. With a large porch complete with its own fire place, you can relax and take in the vista. The lot is nicely landscaped and also includes a nature trail for you to enjoy. It is also convenient to the playground and Meadow Ridge Pavilion. This home was completed in 2025 and is perfect for the discriminating buyer looking for that special place to call home. Property has a whole house 26KWgenerator with an automatic transfer switch and a 10 year extended warranty.

Listed by Amy Fisher of Fisher Realty Brevard

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$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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132 Red Bird Circle Lake Toxaway NC 28747

Lake Toxaway, NC132 Red Bird Circle

Price$4,190,000

Est. Mortgage: $/month

MLS Number 1002220

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 0.63

Nestled on Red Bird Circle, one of Lake Toxaway's truly special locations, this exceptional lakefront residence reflects the timeless style and craftsmanship of architect Tim Green. Thoughtfully positioned to face east, the home captures beautiful sunrises and long-range lake views from nearly every room. With 150 feet of prime lake frontage, the property offers both privacy and an intimate connection to the water. Inside, soaring ceilings and rich wood paneling create a warm, inviting atmosphere that blends mountain character with refined sophistication. The Rumford fireplace serves as the home's centerpiece, offering both architectural presence and cozy comfort. The chef's kitchen pairs modern functionality with rustic charm - a relaxed, beautifully designed space ideal for cooking and gathering. Throughout the home, thoughtful details foster an easy flow between indoor and outdoor living. It's a rare opportunity to own a signature Lake Toxaway residence in a coveted setting, where classic design and lakefront living come together effortlessly. Membership to Lake Toxaway Country club is based on application and availability.

Listed by Fulmer Freeman of Lake Toxaway Company

$
$
%
$/month over payments
Federal 30-year interest rate: 6.37% last updated on May 7, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of May 15, 2026 7:14 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."